Price Reduction - Waterfront - Primary on Main
Address
12295 Ridgeside Road, Indianapolis, IN
Price
$ 1,249,000
Property Attributes
- MLS#22124424
- TypeSingle Family
- Listing Status Active
- CountyHAMILTON
- CityIndianapolis
- AreaFall Creek
- NeighborhoodBridgewater
- Zip46256
- StyleCape Cod
- Year Built1993
- Taxes$ 10870
- Price$ 1,249,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage6463
- Lot Size0.76 Acres
Data Source:
MIBOR Broker Listing Cooperative
Property Description
Experience the Geist lifestyle with private dock access from your backyard and walkable convenience to Geist Marina, waterfront dining, shopping, and entertainment. Nestled on a spacious 0.76-acre lot in sought-after Bridgewater, 12295 Ridgeside Road includes a 1/10 ownership interest in the neighborhood's private waterfront and dock area, featuring a dedicated boat lift, canopy, and cover. Enjoy effortless access to Geist Reservoir while benefiting from the privacy and exclusivity of this exceptional property. Extensively updated over the past five years, this 5-bedroom home offers over 6,000 square feet of flexible living space, abundant natural light, and a walkout lower level. The main floor features a spacious primary suite, a dedicated home office, and open living areas overlooking the professionally landscaped property. Upstairs includes three additional ensuite bedrooms and an expansive finished bonus/dressing room ideal for a fitness area, studio, or extra office. The walkout lower level boasts 10-foot ceilings, a wet bar, a fifth bedroom, a full bath, and an open entertaining space alongside generous storage. Major recent improvements include a new roof and gutters (2025), a new HVAC system (2026), updated bathrooms and appliances, refreshed exterior paint, new concrete and walkways, a paver firepit, an upgraded 12-zone smart irrigation system, and enhanced attic and crawl space insulation. Conveniently located near Geist Marina, local dining, and shopping, this property combines luxury, modern updates, and a private waterfront setting.
| Price History | |
|---|---|
| 9/5/2026 | Listed $1,350,000 |
| 9/19/2026 | 8$1,249,000 |
General Features
| Heating | Forced Air,Natural Gas |
|---|---|
| Cooling | Central Air |
| Utilities | Natural Gas Connected |
| Possession | Negotiable |
| Appliances | Electric Cooktop,Dishwasher,Down Draft,Dryer,Disposal,Gas Water Heater,Microwave,Double Oven,Refrigerator,Washer,Water Softener Owned,Wine Cooler |
| HOA Fee | 981 |
| Garage Spaces | 3 |
| Association Fee Includes | Maintenance,Management,Security,Snow Removal,Trash |
| Patio/Porch Features | Covered,Screened |
| Architectural Style | Cape Cod |
| Construction Materials | Brick,Cement Siding,Stone |
| Year Built | 1993 |
| Township | Fall Creek |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | Lake Front,On Reservoir,Dock |
| Assoc Fee Paid Per | Semi-Annually |
| County | Hamilton |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | Bridgewater |
| Garage Y/N | Yes |
| Total Rooms | 12 |
| Full Baths | 4 |
| Status | Active |
| Directions | GPS Friendly |
| City | Indianapolis |
| High School District | Hamilton Southeastern Schools |
| MLS Area | 2912 - Hamilton - Fall Creek |
| Lot Size Square Feet | 33106 |
| Property Attached Y/N | No |
| Standard Status | Active |
| Tax Lot | 40 |
| Legal Description | Acreage .76,Section 10,Township 17,Range 5,Bridgewater,Section 2,Lot 40,Interest: 1/10th Block C |
Interior Features
| Interior Amenities | Attic Pull Down Stairs,Bath Sinks Double Main,Built-in Features,Cathedral Ceiling(s),Entrance Foyer,Paddle Fan,Hi-Speed Internet Availbl,Eat-in Kitchen,Pantry,Walk-In Closet(s),Wet Bar,Wood Work Pain |
|---|---|
| Basement | Ceiling - 9+ feet,Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access |
| Total Fireplaces | 3 |
| Fireplace Features | Blower Fan,Family Room,Great Room |
| Basement (Y/N) | Yes |
| Half Baths | 1 |
| Laundry Features | Main Level |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 1422 |
| Main Level Bedrooms | 1 |
| LivingAreaSource | Assessor |
| Total Baths | 5 |
Exterior Features
| Exterior Amenities | Gutter Guards,Lighting,Fire Pit,Sprinkler System |
|---|---|
| Parking Features | Attached |
| Lot Features | Mature Trees |
| Water Source | Public |
| Foundation Details | Concrete Perimeter |
| Building Area Total | 6463 |
| Lot Size Acres | 0.76 |
| Waterfront Y/N | Yes |
| Other Equipment | Smoke Alarm,Sump Pump |
| Horse Amenities | None |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 46256
Price
Taxes
Year Built
Visits
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Last Updated: September 20, 2026 3:34 PM UTC
